Regular Savings Account
Passbook savings, the traditional way to save and earn interest while keeping your funds safe and secure.- Interest is compounded daily and credited monthly from day of deposit to day of withdrawal.
- A minimum balance of just $50.00 is required. Below that amount, there is a service charge for the month.
Statement Savings Account
A convenient way to save without the need of a passbook.- Interest earned is compounded daily and credited monthly from day of deposit to day of withdrawal.
- A $50.00 minimum balance is required. Below that amount, there is a service charge for the month.
- You can even use your optional Investors' ATM Card to access your statement savings account.
- You'll receive a monthly transaction statement.
Investors Money Market Account
A money market account with flexibility and highly competitive returns.- Interest earned is compounded daily and credited monthly from day of deposit to day of withdrawal.
- Opening balance requirement, $2,500; maintaining that balance will earn our variable Money Market Account rate. If the balance falls below the required amount, interest is still earned but at our lower prevailing rate. For balances below $500.00, no interest is earned and there is a service charge for the month.
- Limited check writing privileges.
- Unlimited cash withdrawals in person and at ATMs.
Investors Edge Money Market Account
Investors Edge Money Market provides you with the opportunity to earn higher interest rates in relation to that of other interest bearing deposit accounts. The tiered interest rates and annual percentage yields (APYs) are fixed through May 31, 2007, after which the interest rates and APYs may change. The current interest rates and corresponding APYs applicable to this account are detailed by clicking on the corresponding link below. A daily minimum balance of $50,000 is required to avoid a monthly service charge. This charge will be waived for the first two statement cycles that your account is open.
High Yield Savings
The perfect place for money you need to keep liquid and keep working hard. You'll always have immediate access to your funds, while they earn great interest rates. You'll earn even higher interest rates when your balance is $5,000 and above. This account is available only to Preferred Checking account customers as part of the Preferred Banking relationship. Speak to a representative for more details.
Other benefits include:
- Enjoy higher rates at a higher balance level.
- Get up to 10,000 Visa Extra Reward points when you open a Preferred Banking relationship.
- Free access to more than 32,000 ATMs nationwide.
- Interest is compounded daily and credited monthly from day of deposit to day of withdrawal.
- A minimum balance of $50 is required to open the account.
Coverdell Education Savings Account
The smart, flexible, tax-free way to save for education and you can start with as little as $1 to take advantage of these important benefits.
- It's flexible-the Coverdell ESA can be used for tuition or other eligible education expenses like books, uniforms, room and board, and even computers.
- Your money grows tax-free - earnings are tax deferred,* so your money earns more money.
- Earn higher rates;your money can be placed in retirement CDs, an IRA Statement Savings account or an IRA Money Market Savings account.
*Consult your tax adviser.
