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Investors Savings Bank



Online Banking: Anytime Anywhere

Borrow From the Best! - Use the equity in your house to get what you want or need.

Your home is your most valuable asset in many ways. If you need money, consider an Investors Savings loan based on your home's equity. It's a low-cost way to get what you need or want, and there might even be tax benefits.


Fixed Rate Equity Loan

  • Borrow up to $500,000 at a fixed rate.
  • Use the money for anything you want or need.
  • Can be a first or second mortgage.
  • Terms up to 30 years are available.
  • Click here for application.
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Equity Lines of Credit

  • Borrow up to $500,000.
  • Rate at or below prime.
  • Use the funds now or in the future by simply writing a check.
  • Payments based on the money you actually use.
  • Click here for application.

Homeowner Consumer Loan

  • Borrow between $2,000 and $10,000.
  • Little or no equity required.
  • Fixed-rate, maximum term 5 years.
  • Click here for application.
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Special Home Improvement Loan

  • Borrow up to $5,000. for home improvements
  • Available to low and moderate income borrowers only.
  • Fixed-rate, maximum term 10 years.
  • Click here for application.
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Additional features

  • No application fee.
  • No appraisal fee.
  • Close at any Investors branch location.
  • Lower rate for automatic payment withdrawal from an Investors checking account.

General information

  • All properties must be 1 to 4 family, owner occupied as the owner's primary residence and located in the state of New Jersey.
  • Loan available on vacation or secondary homes, when loan results is a first lien.
  • See your accountant or financial advisor about possible tax advantages.
For more information on any of our loan programs, or for an application, visit your local Investors Savings' office or call toll free: 1-800-252-8119.

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