Special Home Loan Counties :: Special Home Improvement Loan :: Home Equity :: Home Loans

Special Home Improvement Loan Counties

		Moderate Income		Low Income
MSA	HUD Estimated 2010	80% Estimated 2010	Maximum Monthly Income	50% Estimated 2010	Maximum Monthly Income
Essex, Morris, Sussex, Union	$87,900	$70,320	$5,860	$43,950	$3,662
Middlesex, Somerset, Hunterdon	$102,000	$81,600	$6,800	$51,000	$4,250
Monmouth, Ocean	$88,200	$70,560	$5,880	$44,100	$3,675
Bergen, Passaic	$92,200	$73,760	$6,146	$46,100	$3,841
Hudson	$58,300	$46,640	$3,886	$29,150	$2,429
Mercer	$91,300	$73,040	$6,086	$45,650	$3,804
Warren	$86,400	$69,120	$5,760	$43,200	$3,600

Above are the 2010 HUD median family income limits for our assessment area. If a borrower's total income is less than 80%, he/she is considered a moderate-income borrower. If the income is 50% or less, he/she is a low-income borrower. To download an application, click here.