Investors Savings Bank

Home Loan Center

 

Joseph M. Scimone
Senior Loan Officer

249 Millburn Avenue
Millburn, NJ  07041

Direct: 732-406-3396
eFax: 973-969-9247
Current Rates

          To apply, contact me HERE.

    
    
    
     

 

 

 

 

 

 

 

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Email: jscimone@isbnj.com 
Business Hours: 9:00AM to 9:00PM 

Joe is a Senior Loan Officer with ISB Mortgage LLC a wholly owned subsidiary of Investors Savings Bank.

With over 25 years of experience, Joe has personally helped over 5,000 homeowners while funding 1 billion dollars in various loan products. Joe helps clients with selecting loans to meet their individual financial needs with personal service and attention. 

Prior to joining ISB Mortgage in 2006, Joe worked for Wachovia/Wells Fargo in the Wealth Management mortgage department. Joe is a graduate of Rutgers College in New Brunswick, New Jersey and holds a degree in Economics. 

Joe has also provided reverse mortgages to senior citizens, as well as FHA loans for first time home buyers.

ISB Mortgage Company’s commitment to exceptional customer service, competitive loan products and flexible scheduling of appointments distinguishes us as a premier lender serving NJ, NY, CT, DE and PA. ISB Mortgage has a dedicated team of processors, underwriters and closers whose experience level is an average of 15 years. ISB Mortgage is a direct lender; all loan processing is fulfilled in the Millburn NJ location.

For additional information please contact me at the number listed above or email me at jscimone@isbnj.com.

Helpful home loan calculators:
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?

Calculator disclaimer
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

ISB Mortgage Co., LLC 
- Still want to have personal assistance?
You can call or e-mail me to answer any of your questions or to ask for advice.

- Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks! 

- Free Pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

- Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!

 

 

 

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Investors Savings Bank   Member FDIC  Equal Housing Lender