Retirement Plans

Open a basic retirement plan that works for all of your employees: the Investors Savings Bank Simplified Employee Pension Plan (SEP).

• Allows employers to set aside money in retirement accounts for themselves and their employees
• Has lower start-up and operating costs than conventional retirement plans
• Allows for contributions of up to 25% of each employee's pay
• Available to sole proprietors, partnerships, and corporations, including S Corporations

Note: Because special rules apply to SEP IRA plans, consult with a tax advisor or plan professional to discuss your specific situation